by Physicist Gary Wade (11/19/07)
An insurance company is a business. Its goal, like all businesses, is to turn a profit. The insurance company is not concerned whether you as a individual live or die. Their concern is to be able to sell you and/or your employer health insurance from which they make a net profit or at least a net profit from a group of individuals similar to you. An insurance company figures out what the probable health costs per year are going to be for different classes of people and then charges for health coverage which will allow for a large profit. Much of the profit comes from investing your health insurance premium money into short term and long term investments. The name of the game is maximize profits by holding onto/investing your premium as long as possible before paying a claim. What this all boils down to is this; an insurance company does not particularly care if allopathic medical costs keep going up every year at about twice the inflation rate, as long as you and/or your employer will pay the bill. In general in the recent past an insurance company has just been along for a profitable ride on the allopathic medicine gravy train. However, now the so called health care costs have gotten so out of hand, even the insurance companies realize some kind of cost containment is essential or a health care revolt/revolution is likely to occur in America and they cannot be sure that, with such a revolution, they would be even allowed to participate in future allopathic medicine profiteering. This real concern has lead to 70% of the HMOs in America now being owned by just four "health" insurance companies.
It should be clear now why an insurance company would not want an alternative medicinal approach like the work of Dr. Royal Rife implemented into common allopathic medicine practice. Rife's technology would end the two hundred and fifty plus billion dollars per year cancer industry. It would end the arthritis industry, the lupus industry, the AIDS industry, the TB industry, the vaccine industry, the colitis industry, the yeast infection industry, etc. Your need for health insurance ( really, illness care ) would plummet and with it the cash flow to insurance companies would plummet. Now the cutting of illness care cost in America by at least 50% would free up approximately five hundred plus billion dollars a year for the currently insured. The majority of this money would go to business. This could be the investment capital required to rebuild America as opposed to mainly just inflationary short term investment capital from insurance companies.
The bottom line is that insurance companies are to a great extent inflationary parasites on the economy.